SUM Network

SUM Network

Some people pay a surcharge at the ATM. SUM don’t.

ATMs offer access to cash and account information in the smallest towns and the biggest cities. SUM® allows you to surcharge-free access to thousands of ATMs around the country.

You don’t have to register, and all you need to withdraw cash without a surcharge is your ECFCU issued ATM card. SUM offers you more options for withdrawing funds anytime, anywhere.

ATMs in the SUM Program are easily identified by the bright red SUM logo. Keep an eye out for the SUM logo or to view a list of participating ATMs

CLICK HERE

SUM Surcharge Free ATM Network

SUM® allows you to surcharge-free access to thousands of ATMs around the country.

Convenience without an extra premium. Now that’s SUMthing worth applauding.

Find a Surcharge-Free ATM

Surcharge-free access to thousands of ATMs around the country.

HolidayDayDate
New Year’s DayWednesdayJanuary 1st 2025
Martin Luther King Jr Day MondayJanuary 20th 2025
Washington's Birthday
(Presidents Day)
MondayFebruary 17th 2025
Memorial DayMondayMay 26th 2025
Juneteenth National Independence DayThursdayJune 19th 2025
Independence DayFriday & SaturdayJuly 4 & July 5th 2025
Labor DayMondaySeptember 1st 2025
Columbus DayMondayOctober 13th 2025
Veterans DayTuesdayNovember 11th 2025
Thanksgiving DayThursdayNovember 27th 2025
Christmas Eve
(Early Closing 1PM)
WednesdayDecember 24th 2025
Christmas Day
(Closed)
ThursdayDecember 25th 2025
New Year’s Eve
(Early Closing 1PM)
WednesdayDecember 31st 2025
New Year’s Day
(Closed)
ThursdayJanuary 1st 2026