SUM Network

SUM Network

Some people pay a surcharge at the ATM. SUM don’t.

ATMs offer access to cash and account information in the smallest towns and the biggest cities. SUM® allows you to surcharge-free access to thousands of ATMs around the country.

You don’t have to register, and all you need to withdraw cash without a surcharge is your ECFCU issued ATM card. SUM offers you more options for withdrawing funds anytime, anywhere.

ATMs in the SUM Program are easily identified by the bright red SUM logo. Keep an eye out for the SUM logo or to view a list of participating ATMs

CLICK HERE

SUM Surcharge Free ATM Network

SUM® allows you to surcharge-free access to thousands of ATMs around the country.

Convenience without an extra premium. Now that’s SUMthing worth applauding.

Find a Surcharge-Free ATM

Surcharge-free access to thousands of ATMs around the country.

HolidayDayDate
New Year’s DayThursdayJanuary 1st 2026
Martin Luther King Jr Day MondayJanuary 19th 2026
Washington's Birthday
(Presidents Day)
MondayFebruary 16th 2026
Memorial DayMondayMay 25th 2026
Juneteenth National Independence DayFriday and SaturdayJune 19thand 20th 2026
Independence DaySaturdayJuly 4th 2026
Labor DayMondaySeptember 7th 2026
Columbus DayMondayOctober 12th 2026
Veterans DayWednesdayNovember 11th 2026
Thanksgiving DayThursdayNovember 26st 2026
Christmas Eve
(Early Closing 1PM)
ThursdayDecember 24th 2026, closing at 1
Christmas Day
(Closed)
Friday and SaturdayDecember 25th and 26th, closed 2026
New Year’s Eve
(Early Closing 1PM)
ThursdayDecember 31st 2026, closing at 1
New Year’s Day
(Closed)
Friday and SaturdayJanuary 1st and 2nd closed 2026