Checking Account

Checking Account

ECFCU offers a variety of Share Draft/Checking options.

All can be accessed with the ECFCU VISA Debit (Check) Card; and all have no per check or deposit fees. Overdraft Protection from your savings and Courtesy Pay is available. 

Credit Union (CU) ExclusivePLUS

If you have Share Draft checking with direct deposit, and either our VISA Credit Card or VISA Debit (Check) Card, you can enjoy:

  • Free Online Bill Pay
  • Free Checking
  • 10 Free ATM withdrawals from foreign ATMs (machines other than ours)

Credit Union (CU) Exclusive

If you have Direct Deposit of your paycheck, Social Security or other regular check, you can enjoy:

  • Free Checking
  • Free withdrawals from the ECFCU on-site ATM
  • No Minimum Balance required

Regular Checking

Avoid Fees, Free Withdrawals, Convenient ATM Access:

  • No fees if a $100 balance is maintained
  • If balance falls below $100, a one-time monthly fee of $5.00 is assessed
  • Free withdrawals from the ECFCU on-site ATM

Senior Checking

Getting Older Has Benefits. Take Advantage of our No Minimum Balance Senior Checking Account:

  • No minimum balance required
  • 1 free teller check per day
  • And more benefits

Teen Scene Checking (Ages 11-17)

Good Saving Habits Begin Early On, Give the Gift that Keeps On Giving :

  • Free share draft/checking account (parent co-signer)
  • Visa Check (Debit) Card
  • Annual Scholarship Awarded (must apply)
  • And more benefits

Open a Checking Account

It’s Quick & Easy. Join the Credit Union Today to Open an Account

New Year’s Day ObservedMondayJanuary 1nd 2024
Martin Luther King Jr Day MondayJanuary 15th 2024
Washington's Birthday
(Presidents Day)
MondayFebruary 19th 2024
Memorial DayMondayMay 27th 2024
Juneteenth National Independence DayWednesdayJune 19th 2024
Independence DayThursdayJuly 4th 2024
Labor DayMondaySeptember 2th 2024
Columbus DayMondayOctober 14th 2024
Veterans DayMondayNovember 11th 2024
Thanksgiving DayThursdayNovember 28rd 2024
Christmas Eve
(Early closing 1PM)
TuesdayDecember 24th 2024
Christmas DayWednesdayDecember 25th 2024
New Year’s Eve
(Early closing 1PM)
TuesdayDecember 31th 2024
New Year’s DayMondayJanuary 1th 2025