The Right Loan for YOU

When Life Throws a Curveball, We've Got You Covered
Apply for a LoanJoining Our Credit Union


New/Used Car Loans, Home Loans

At the Enfield Community FCU member service and convenience are our driving force. We handle your requests with urgency with a Member comes first attitude. We offer some of the lowest rates and most flexible terms to fit your situation. It’s easy to apply, just stop by our office, apply over the phone, fax or directly through our website. We make it easy.

Auto Loans

Are you tired of making repairs to your old car? Get into something better and make your driving experience more pleasant. We offer very competitive rates with convenient repayment options. Up to 100% financing, we also offer Gap Insurance. It’s easy to apply online!


Save Money with Rock Bottom Rates. We are partners with Mortgage Markets CUSO. Mortgage Markets offers credit unions innovative mortgage solutions with the service excellence you would expect. In fact, the combination of convenience, speed, pricing and service that Mortgage Markets CUSO delivers is not yet available to the general public!

Equity Loans

The equity that you have built in your home can be a valuable resource. It can be used for your child’s education, for home improvements, purchasing a vehicle, paying off bills and much more. The interest may be tax-deductible. There are no fees or closing costs with ECFCU’s equity loans greater than $25,000.

Home Improvement Loans

Opportunity is knocking… Make it better with a Home Improvement Loan. With competitive rates and easy repayment options our Member Service Representatives are here to make the process as painless as possible.

Signature Personal Loans

Signature loans are granted for almost any purpose… need a vacation, consolidate bills, new furnace, wedding… whatever comes your way, our Signature Loan could be the answer.

Recreational Vehicles

Looking for a new or used Motorcycle, Boat or RV? We offer very competitive rates with convenient repayment options. It’s easy to apply online. Get started & move towards that recreational vehicle you’ve always dreamed of having.

Education Loans

Invest in Your Children’s Education or Advance Your Own. We are confident that we can meet your scholastic expenses with our Education Loans. We offer 2 types of Education Loans: a Signature Education Loan and The Smart Option Student Loan.

Share & Certificate Secured Loans

Let your money work for you with a Share or Certificate Secured Loan… If you need some extra money but would prefer not to withdraw the money from your Share or Certificate of Deposit, this is the perfect loan for you!


Make informed decisions about your money. Use our online calculators to make your choices a little more clear.

Get Started with the Right Loan

Apply for a loan Online Today

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(Early closing 1PM)
TuesdayDecember 24th 2024
Christmas DayWednesdayDecember 25th 2024
New Year’s Eve
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TuesdayDecember 31th 2024
New Year’s DayMondayJanuary 1th 2025