The Right Loan for YOU

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Loans

New/Used Car Loans, Home Loans

At the Enfield Community FCU member service and convenience are our driving force. We handle your requests with urgency with a Member comes first attitude. We offer some of the lowest rates and most flexible terms to fit your situation. It’s easy to apply, just stop by our office, apply over the phone, fax or directly through our website. We make it easy.

Auto Loans

Are you tired of making repairs to your old car? Get into something better and make your driving experience more pleasant. We offer very competitive rates with convenient repayment options. Up to 100% financing, we also offer Gap Insurance. It’s easy to apply online!

Mortgages

Save Money with Rock Bottom Rates. We are partners with Mortgage Markets CUSO. Mortgage Markets offers credit unions innovative mortgage solutions with the service excellence you would expect. In fact, the combination of convenience, speed, pricing and service that Mortgage Markets CUSO delivers is not yet available to the general public!

Equity Loans

The equity that you have built in your home can be a valuable resource. It can be used for your child’s education, for home improvements, purchasing a vehicle, paying off bills and much more. The interest may be tax-deductible. There are no fees or closing costs with ECFCU’s equity loans greater than $25,000.

Home Improvement Loans

Opportunity is knocking… Make it better with a Home Improvement Loan. With competitive rates and easy repayment options our Member Service Representatives are here to make the process as painless as possible.

Signature Personal Loans

Signature loans are granted for almost any purpose… need a vacation, consolidate bills, new furnace, wedding… whatever comes your way, our Signature Loan could be the answer.

Recreational Vehicles

Looking for a new or used Motorcycle, Boat or RV? We offer very competitive rates with convenient repayment options. It’s easy to apply online. Get started & move towards that recreational vehicle you’ve always dreamed of having.

Education Loans

Invest in Your Children’s Education or Advance Your Own. We are confident that we can meet your scholastic expenses with our Education Loans. We offer 2 types of Education Loans: a Signature Education Loan and The Smart Option Student Loan.

Share & Certificate Secured Loans

Let your money work for you with a Share or Certificate Secured Loan… If you need some extra money but would prefer not to withdraw the money from your Share or Certificate of Deposit, this is the perfect loan for you!

Calculators

Make informed decisions about your money. Use our online calculators to make your choices a little more clear.

Get Started with the Right Loan

Apply for a loan Online Today

HolidayDayDate
New Year’s DayThursdayJanuary 1st 2026
Martin Luther King Jr Day MondayJanuary 19th 2026
Washington's Birthday
(Presidents Day)
MondayFebruary 16th 2026
Memorial DayMondayMay 25th 2026
Juneteenth National Independence DayFriday and SaturdayJune 19thand 20th 2026
Independence DaySaturdayJuly 4th 2026
Labor DayMondaySeptember 7th 2026
Columbus DayMondayOctober 12th 2026
Veterans DayWednesdayNovember 11th 2026
Thanksgiving DayThursdayNovember 26st 2026
Christmas Eve
(Early Closing 1PM)
ThursdayDecember 24th 2026, closing at 1
Christmas Day
(Closed)
Friday and SaturdayDecember 25th and 26th, closed 2026
New Year’s Eve
(Early Closing 1PM)
ThursdayDecember 31st 2026, closing at 1
New Year’s Day
(Closed)
Friday and SaturdayJanuary 1st and 2nd closed 2026