Rates | Enfield Community Federal Credit Union
User ID | Password
Forgot Password [?]

Rates

 

Dividend Rates

August 17, 2018

Annual Dividend Rates:RateAnnual Percentage Yield
Regular Shares, Clubs & IRA Shares
Declared for 2nd Quarter.05%.050%
Money Market Accounts *
$2,500.00 - $9,999.99.15%.150%
$10,000.00 - $24,999.99.20%.200%
$25,000.00 - $49,999.99.25%.250%
$50,000.00 and Above.30%.300%
Share Certificates & IRA Certificates
$1,000.00 Minimum
6 Month Certificate (IRA Not Available).30%.300%
12 Month Certificate.75%.753%
18 Month Certificate1.00%1.005%
24 Month Certificate1.10%1.106%
36 Month Certificate1.25%1.257%
48 Month Certificate1.30%1.308%
60 Month Certificate1.40%1.409%
* Dividend Declaration Date is the Last Business Day of the Month.

Loan Rates

July 1, 2018

    
VISA Credit Card *starting at10.90%
Home Equity Line of Credit *starting at Prime **
Home Equity - Fixed80% LTV90% LTV100% LTV
5 years5.00%6.50%not available
10 years5.50%7.00%
15 years6.00%not available
New /Used Cars * ***36 monthsstarting at 1.99%-18.00%
48 months2.25%-18.00%
60 months2.25%-12.75%
72 months2.50%-13.00%
Signature Loans~ *12 monthsstarting at 9.00% - 18.00%
24 months 9.50% - 18.00%
36 months10.00% - 18.00%
over 36 months11.00% - 18.00%
Home Improvement ~*all termsstarting at8.50% - 18.00%
Recreational Vehicle & Boat Loans~ *New/Usedstarting at8.75% - 18.00%
Motorcycles ~*New/Usedstarting at8.75% - 18.00%
Share Secured~all terms3.50%
Certificate Secured~all terms3.00% over current CD rate
Education~all terms8.00%

* Annual Percentage Rate will be based on your creditworthiness.

** Minimm APR 4%. Maximum APR 18% Prime Rate for June 29, 2018 5.00%.

~ All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.

~~ The advance will be made for the length of the Certificate only.

***Used Auto 2010 & Older add .50% to appropriate used auto rate

Vehicles 10 years of age or older will be considered a signature loan rate
11 Cranbrook Boulevard * P.O. Box 998 * Enfield, CT 06083-0998 * 860-253-5100 * Fax: 860-253-5103