Share Term Certificates

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Share Term Certificates

If you’re looking to earn a higher dividend rate, invest your money in a Share Term Certificate.

  • Certificate terms range from six months to five years.
  • A minimum of $1,000 is required to open a certificate.
  • Dividends are paid monthly on the Average Daily Balance
  • Automatic rollover at maturity
Share Certificates & IRA Certificates*RateAPY
$1,000.00 Minimum
6 Month Certificate
(IRA Not Available)
3.00%3.042%
12 Month Certificate3.50%3.557%
18 Month Certificate1.25%1.257%
24 Month Certificate1.50%1.510%
36 Month Certificate1.00%1.005%
48 Month Certificate1.00%1.005%
60 Month Certificate1.00%1.005%
* Dividend Declaration Date is the Last Business Day of the Month.
APY = Annual Percentage Yield

Open a Share or IRA Certificate

Investing In Yourself Makes Sense

HolidayDayDate
New Year’s Day ObservedMondayJanuary 1nd 2024
Martin Luther King Jr Day MondayJanuary 15th 2024
Washington's Birthday
(Presidents Day)
MondayFebruary 19th 2024
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Christmas Eve
(Early closing 1PM)
TuesdayDecember 24th 2024
Christmas DayWednesdayDecember 25th 2024
New Year’s Eve
(Early closing 1PM)
TuesdayDecember 31th 2024
New Year’s DayMondayJanuary 1th 2025