Enfield Community Federal Credit Union
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Share Term Certificates

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Share Term Certificates

If you’re looking to earn a higher dividend rate, invest your money in a Share Term Certificate.

  • Certificate terms range from six months to five years.
  • A minimum of $1,000 is required to open a certificate.
  • Dividends are paid monthly on the Average Daily Balance
  • Automatic rollover at maturity
Share Certificates & IRA Certificates*RateAPY
$1,000.00 Minimum
6 Month Certificate
(IRA Not Available)
.10%.100%
12 Month Certificate.15%.150%
18 Month Certificate.25%.250%
24 Month Certificate.30%.300%
36 Month Certificate.40%.401%
48 Month Certificate.45%.451%
60 Month Certificate.50%.501%
* Dividend Declaration Date is the Last Business Day of the Month.
APY = Annual Percentage Yield

Open a Share or IRA Certificate

Investing In Yourself Makes Sense

HolidayDayDate
New Year’sDayFridayJanuary 1st
MartinLuther King Jr Day MondayJanuary 18th
Presidents DayMondayFebruary 15th
Memorial DayMondayMay 31st
Independence DayMondayJuly 5th
Labor DayMondaySeptember 6th
Columbus DayMondayOctober 11th
Veterans DayThursdayNovember 11th
Thanksgiving DayThursdayNovember 25th
Christmas EveFriday, December 24th
Close at 1 pm
Christmas DaySaturdayDecember 25th
New Years EveFridayDecember 31st,
Close at 1 pm
New Year’sDaySaturdayJanuary 1st