Share Term Certificates

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Share Term Certificates

If you’re looking to earn a higher dividend rate, invest your money in a Share Term Certificate.

  • Certificate terms range from six months to five years.
  • A minimum of $1,000 is required to open a certificate.
  • Dividends are paid monthly on the Average Daily Balance
  • Automatic rollover at maturity
Share Certificates & IRA Certificates*RateAPY
$1,000.00 Minimum
6 Month Certificate
(IRA Not Available)
3.25%3.299%
12 Month Certificate3.75%3.815%
18 Month Certificate2.00%2.018%
24 Month Certificate2.00%2.018%
36 Month Certificate2.00%2.018%
48 Month Certificate2.00%2.018%
60 Month Certificate2.00%2.018%
* Dividend Declaration Date is the Last Business Day of the Month.
APY = Annual Percentage Yield

Open a Share or IRA Certificate

Investing In Yourself Makes Sense

HolidayDayDate
New Year’s Day ObservedMondayJanuary 1nd 2024
Martin Luther King Jr Day MondayJanuary 15th 2024
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(Presidents Day)
MondayFebruary 19th 2024
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Christmas Eve
(Early closing 1PM)
TuesdayDecember 24th 2024
Christmas DayWednesdayDecember 25th 2024
New Year’s Eve
(Early closing 1PM)
TuesdayDecember 31th 2024
New Year’s DayMondayJanuary 1th 2025