Educational Loans

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Education Loans

Invest in Your Children’s Education or Advance Your Own

We are confident that we can meet your scholastic expenses with our Education Loans. We offer 2 types of Education Loans: a Signature Education Loan and The Smart Option Student Loan.

Signature Education Loan

Offered at a lower rate than a Signature Loan, we feel furthering one’s education is extremely important and we are pleased to be able to offer this to our members.

The Smart Option Student Loan® for Enfield Community Federal Credit Union by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

To learn more or to apply, please get started here.

Education Loans~TermRate
all terms8.00%

~ All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
    100% US-based Student Loan Specialists

To get started, click here Sallie Mae Education Loan

Sallie Mae Education Loans

The Smart Option Student Loan

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