Share & Certificate Secured Loans

The information in the rates tables below may not fully be viewable on certain smaller resolution devices. Please rotate your device to landscape orientation if you are unable to view the entire table of information or please use a desktop computer.

Share & Certificate Secured Loans

Let your money work for you with a Share or Certificate Secured Loan…

If you need some extra money but would prefer not to withdraw the money from your Share or Certificate of Deposit, this is the perfect loan for you!

  • Your money at the Enfield Community Federal Credit Union will be the security for the loan.
  • You will continue to EARN a dividend on all your Savings at the Credit Union.
  • Plus, you will pay a LOW interest rate on this type of loan.


Share Secured~TermRate
all terms3.50%

Certificate Secured~ ~~TermRate
all terms3.00% over current CD rate


~ All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.
~~ The advance will be made for the length of the Certificate only.
Vehicles 10 years of age or older will be priced on a signature loan rate, maximum term 48 months

Share & Certificate Secured Loans

Take Advantage of our Low Interest Loan Rates

New Year’sDaySaturdayJanuary 1st 2022
Martin Luther King Jr Day MondayJanuary 17th 2022
Washington's Birthday
(Presidents Day)
MondayFebruary 21st 2022
Memorial DayMondayMay 30th 2022
Juneteenth National Independence DayMondayJune 20th 2022
Independence DayMondayJuly 4th 2022
Labor DayMondaySeptember 5th 2022
Columbus DayMondayOctober 10th 2022
Veterans DayFridayNovember 11th 2022
Thanksgiving DayThursdayNovember 24th 2022
Christmas DayMondayDecember 26th 2022