Share & Certificate Secured Loans

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Share & Certificate Secured Loans

Let your money work for you with a Share or Certificate Secured Loan…

If you need some extra money but would prefer not to withdraw the money from your Share or Certificate of Deposit, this is the perfect loan for you!

  • Your money at the Enfield Community Federal Credit Union will be the security for the loan.
  • You will continue to EARN a dividend on all your Savings at the Credit Union.
  • Plus, you will pay a LOW interest rate on this type of loan.

 

Share Secured~TermRate
All Terms3.50%

Certificate Secured~ ~~TermRate
All Terms3.00% over current Certificate rate

 

~ All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.
~~ The advance will be made for the length of the Certificate only.
Vehicles 10 years of age or older will be priced on a signature loan rate, maximum term 48 months

Share & Certificate Secured Loans

Take Advantage of our Low Interest Loan Rates

HolidayDayDate
New Year’s DayWednesdayJanuary 1st 2025
Martin Luther King Jr Day MondayJanuary 20th 2025
Washington's Birthday
(Presidents Day)
MondayFebruary 17th 2025
Memorial DayMondayMay 26th 2025
Juneteenth National Independence DayThursdayJune 19th 2025
Independence DayFriday & SaturdayJuly 4 & July 5th 2025
Labor DayMondaySeptember 1st 2025
Columbus DayMondayOctober 13th 2025
Veterans DayTuesdayNovember 11th 2025
Thanksgiving DayThursdayNovember 27th 2025
Christmas Eve
(Early Closing 1PM)
WednesdayDecember 24th 2025
Christmas Day
(Closed)
ThursdayDecember 25th 2025
New Year’s Eve
(Early Closing 1PM)
WednesdayDecember 31st 2025
New Year’s Day
(Closed)
ThursdayJanuary 1st 2026