Savings & Checking
Earn or Save with our line up of Saving & Checking products
Increase your performance in life with ECFCU banking. Our savings & checking products give you and your family the tools to navigate through life with style. Life can be tough so it pays to keep your toolbag handy.
Checking
No Per Check or Deposit Fees!
ECFCU offers Credit Union (CU) ExclusivePLUS, Credit Union (CU) Exclusive, Regular Checking, Senior Checking & Teen Scene Checking (Ages 11-17) Share Draft/Checking accounts. All can be accessed with the ECFCU VISA Debit (Check) Card; and all have no per check or deposit fees. Overdraft Protection from your savings and Courtesy Pay is available.
Savings
It’s Easy to Start Saving
Open a savings account and become a member today. It’s that easy! A low minimum deposit of just $20.00 into your Share Savings Account. All it takes is a simple savings account to access all of the great products & services that we offer.
Club Savings Account
Save for a Better Holiday or Vacation
Start saving early to enhance your holiday or family vacation this year! You’ll decide how much to contribute each month and the best part is you won’t even notice it throughout the year. Dividends are paid quarterly on the average daily balance
Money Market Account
Earn More with Your Money
The early bird gets the worm. If you’re looking for a higher on your savings our money market account can help maximize your earning potential. Dividends are paid monthly based on your average daily balance.
Term Share Certificates
Earn Higher Dividends
Flexible 6-60 month terms let you decide how long & how much. It’s easy to save for a short time or let your money simmer. Dividends are paid monthly on the Average Daily Balance. Automatic rollover at maturity makes it easy to let your money ride or withdraw early.
IRA (Individual Retirement Account)
Plan for Your Retirement
You can never save too much for your retirement and our IRA accounts are a great way to add to your savings for later in life. ECFCU Traditional & Roth IRA’s give you the flexibility to save the way that works best for you. No annual fees, no administrative fees. What are you waiting for?
Monty Moose
Can’t Make it in During Business Hours?
We understand. You have a busy life and it’s not always easy to get into our office during business hours. No Problem! Our Night Deposit Box makes it safe and secure to make deposits or loan payments after hours. Funds are posted to the account by 10:00 A.M. the next business day.
Teen Scene Account
Help Your Teens Make Good Financial Decisions
Our Teen Scene Account is for youth who are 11 – 17 years old. Your teen will learn valuable money management skills by having their own account. They will learn to manage their finances as their life evolves from getting their first job, to buying a car, to starting college.