Auto Loans

The information in the rates tables below may not fully be viewable on certain smaller resolution devices. Please rotate your device to landscape orientation if you are unable to view the entire table of information or please use a desktop computer.

Auto Loans

Financing a New or Used Car, Truck or SUV is easy at ECFCU!

Are you tired of making repairs to your old car? Get into something better and make your driving experience more pleasant.

  • We offer very competitive rates
  • Convenient repayment options
  • Up to 100% financing
  • Gap Insurance
  • It’s easy to apply online
  • If you prefer the personal touch, apply in person
  • We offer pre-approval
  • Great personal service
  • We refinance vehicle loans at other financial institutions at our low rates

New /Used Cars* ****TermRates
36 months starting atAs low as 5.24%-18.00%
48 months starting atAs low as 5.50%-18.00%
60 months starting atAs low as 5.50%-16.25%
72 months starting atAs low as 5.75%-16.50%

Apply for an Auto Loan Today

Get Started on Your New/Used Auto Loan

New Year’s Day ObservedMondayJanuary 2nd 2023
Martin Luther King Jr Day MondayJanuary 16th 2023
Washington's Birthday
(Presidents Day)
MondayFebruary 20th 2023
Memorial DayMondayMay 29th 2023
Juneteenth National Independence DayMondayJune 19th 2023
Independence DayTuesdayJuly 4th 2023
Labor DayMondaySeptember 4th 2023
Columbus DayMondayOctober 9th 2023
Veterans DaySaturdayNovember 11th 2023
Thanksgiving DayThursdayNovember 23rd 2023
Christmas DayMondayDecember 25th 2023
New Year’s DayMondayJanuary 1th 2024