Auto Loans

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Auto Loans

Financing a New or Used Car, Truck or SUV is easy at ECFCU!

Are you tired of making repairs to your old car? Get into something better and make your driving experience more pleasant.

  • We offer very competitive rates
  • Convenient repayment options
  • Up to 100% financing
  • Gap Insurance
  • It’s easy to apply online
  • If you prefer the personal touch, apply in person
  • We offer pre-approval
  • Great personal service
  • We refinance vehicle loans at other financial institutions at our low rates

New /Used Cars* ****TermRates
36 months starting atAs low as 3.99%-18.00%
48 months starting atAs low as 5.00%-18.00%
60 months starting atAs low as 5.00%-16.25%
72 months starting atAs low as 5.25%-16.50%

Apply for an Auto Loan Today

Get Started on Your New/Used Auto Loan

HolidayDayDate
New Year’s DayThursdayJanuary 1st 2026
Martin Luther King Jr Day MondayJanuary 19th 2026
Washington's Birthday
(Presidents Day)
MondayFebruary 16th 2026
Memorial DayMondayMay 25th 2026
Juneteenth National Independence DayFriday and SaturdayJune 19thand 20th 2026
Independence DaySaturdayJuly 4th 2026
Labor DayMondaySeptember 7th 2026
Columbus DayMondayOctober 12th 2026
Veterans DayWednesdayNovember 11th 2026
Thanksgiving DayThursdayNovember 26st 2026
Christmas Eve
(Early Closing 1PM)
ThursdayDecember 24th 2026, closing at 1
Christmas Day
(Closed)
Friday and SaturdayDecember 25th and 26th, closed 2026
New Year’s Eve
(Early Closing 1PM)
ThursdayDecember 31st 2026, closing at 1
New Year’s Day
(Closed)
Friday and SaturdayJanuary 1st and 2nd closed 2026