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ECFCU offers a variety of Share Draft/Checking options. All can be accessed with the ECFCU VISA Debit (Check) Card; and all have no per check or deposit fees. Overdraft Protection from your savings and Courtesy Pay is available.

Credit Union (CU) ExclusivePLUS

If you have Share Draft checking with direct deposit, and either our
VISA Credit Card or VISA Debit (Check) Card, you can enjoy:

  • Free Online Bill Pay
  • Free Checking
  • 10 Free ATM withdrawals from foreign ATMs
    (machines other than ours)

Credit Union (CU) Exclusive

If you have Direct Deposit of your paycheck, Social Security or
other regular check, you can enjoy:

  • Free Checking
  • No Minimum Balance required

Regular Checking

  • No fees if a $100 balance is maintained
  • If balance falls below $100, a one-time monthly fee of $5.00 is assessed
  • Free withdrawals from the ECFCU on-site ATM

Senior Checking

  • No minimum balance required
  • 3 free teller checks per day
  • And more benefits

Teen Scene Checking (Ages 11-17)

  • Free share draft/checking account (parent co-signer)
  • Visa Check (Debit) Card
  • Annual Scholarship Awarded (must apply)
  • And more benefits