Share & Certificate Secured Loans

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Share & Certificate Secured Loans

Let your money work for you with a Share or Certificate Secured Loan…

If you need some extra money but would prefer not to withdraw the money from your Share or Certificate of Deposit, this is the perfect loan for you!

  • Your money at the Enfield Community Federal Credit Union will be the security for the loan.
  • You will continue to EARN a dividend on all your Savings at the Credit Union.
  • Plus, you will pay a LOW interest rate on this type of loan.

 

Share Secured~TermRate
All Terms3.50%

Certificate Secured~ ~~TermRate
All Terms3.00% over current Certificate rate

 

~ All members with Exclusive Plus Checking Accounts qualify for an additional .25% discount.
~~ The advance will be made for the length of the Certificate only.
Vehicles 10 years of age or older will be priced on a signature loan rate, maximum term 48 months

Share & Certificate Secured Loans

Take Advantage of our Low Interest Loan Rates

HolidayDayDate
New Year’s DayThursdayJanuary 1st 2026
Martin Luther King Jr Day MondayJanuary 19th 2026
Washington's Birthday
(Presidents Day)
MondayFebruary 16th 2026
Memorial DayMondayMay 25th 2026
Juneteenth National Independence DayFriday and SaturdayJune 19thand 20th 2026
Independence DaySaturdayJuly 4th 2026
Labor DayMondaySeptember 7th 2026
Columbus DayMondayOctober 12th 2026
Veterans DayWednesdayNovember 11th 2026
Thanksgiving DayThursdayNovember 26st 2026
Christmas Eve
(Early Closing 1PM)
ThursdayDecember 24th 2026, closing at 1
Christmas Day
(Closed)
Friday and SaturdayDecember 25th and 26th, closed 2026
New Year’s Eve
(Early Closing 1PM)
ThursdayDecember 31st 2026, closing at 1
New Year’s Day
(Closed)
Friday and SaturdayJanuary 1st and 2nd closed 2026